Tag Archives: mortgage payments

Mortgage Closings are now Taking Longer

Some of you may have already heard about the new consumer protections called “TRID”, which stands for this mouth-full; “TILA (for Truth In Lending Act), RESPA (for Real Estate Settlement Procedures Act), Integrated, Disclosures. Yup, congress, through the Consumer Financial … Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , , , , , | Leave a comment

Rents are Syrocketing!

Rents Skyrocketing & not coming down Any time soon In 20 years as a Realtor, I’ve NEVER seen a better time to Stop Renting & Buy a Home! Don’t take my word for it. Here’s what the experts have to say… … Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , | Leave a comment

A Home Purchase Loan that Includes Fixup Money

If you’re not finding the perfect home, have you thought about buying one that’s not so perfect and borrowing enough money to make it the perfect home? Here’s the solution: HUD (Housing & Urban Development) has government-backed loans available, that cover not … Continue reading

Posted in Uncategorized | Tagged , , , , , , , , | Leave a comment

Will my Score drop if I apply for new credit?

Unfortunately, many people may be losing out on homes, because they withhold credit information from lenders or landlords until they find the perfect place.  By this time it may be too late.  Knowing when to authorize the pulling of your credit can mean the … Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , , , | 2 Comments

One little √ could Cost $10,000s on a Home Purchase or Sale

No matter how hard the attorneys work to protect everyone in a real estate transaction, with longer & longer contracts, there will always be loopholes and/or room for deference in interpretation.   Real Estate transactions are fraught with danger, to anyone who … Continue reading

Posted in Uncategorized | Tagged , , , , , , , , , , , , , | Leave a comment

Repaying Your First-Time Homebuyer Credit

The timer has come, for those who bought a home in 2008 and claimed the First Time Homebuyer credit on their taxes.  The IRS is interested in helping you do that and they’re offering some very helpful tools to do … Continue reading

Posted in Uncategorized | Tagged , , , , , | Leave a comment

Rent vs Buy Never More Prevalent

There has been a lot of buzz in the media lately about skyrocketing rents here in Southern California and how they are affecting today’s families. The fact is rents are starting to overcome mortgage payments (for comparable properties), and this … Continue reading

Posted in Uncategorized | Tagged , , , | Leave a comment